The Product Disclosure Statement
(PDS) contains everything you need
to know, from investment options and
the investment process to application
and direct debit forms.

Order a copy by filling out the form or
download the PDF

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Compare the investment funds

We offer a choice of 7 diverse funds. You can choose to invest in a single fund or a mix of funds:

Investment fund	Indicative risk level	Investment time frame	Management fee*	Transaction cost (buy/sell)**	Fund category
Secure	Low	+ 1 year	1.00%pa	0.06%/0.11%	Diversified
Income Plus	Moderate	+ 3 years	1.34%pa	0.11%/0.19%	Diversified
Growth	Moderate-High	+ 4 years	1.54%pa	0.20%/0.20%	Diversified
High Growth	High	+ 6 years	1.54%pa	0.24%/0.19%	Diversified
Australian Share	High	+ 6 years	1.54%pa	0.28%/0.18%	Sector-specialist
International Share	High	+ 6 years	1.54%pa	0.22%/0.22%	Sector-specialist
Property	Moderate-High	+ 4 years	1.44%pa	0.30%/0.30%	Sector-specialist

Getting started - how to invest

The funds are divided into two categories:

Diversified funds: By spreading their investments across a range of asset classes, these funds can reduce the risk of poor returns, because if one asset class such as ‘property’ performs poorly, this may be off set by a strong performance in another asset class such as ‘shares’.

Sector-specialist funds: Sector-specialist funds mainly invest in a single asset class (such as ‘shares’), with a small amount retained in cash for liquidity purposes. They are designed for investors who are seeking targeted exposure to a specific asset class.

* Applies to members with an account balance of $50,000 or below. More about our management fees
** The above Transaction costs are current as at 7 October 2009 and may differ from what is disclosed in the current ME Investment Funds Product Disclosure Statement.

Compare the investment funds

* Applies to members with an account balance of $50,000 or below. More about our management fees** The above Transaction costs are current as at 7 October 2009 and may differ from what is disclosed in the current ME Investment Funds Product Disclosure Statement.

* Applies to members with an account balance of $50,000 or below. More about our management fees
** The above Transaction costs are current as at 7 October 2009 and may differ from what is disclosed in the current ME Investment Funds Product Disclosure Statement.