print page  What are investment funds?
An investment fund (often referred to as managed fund) pools your money with that of other investors. By doing so it enables you to take advantage of investment opportunities you might not otherwise be able to access as an individual investor.
The money is managed by professional investment managers who make investment decisions on your behalf according to the investment strategy for that particular fund.
Achieve your medium to long-term goals
Managed funds can help you meet your medium and long term goals. Things like affording a major holiday, a deposit for a home, renovations, or children’s education.
Saving in a bank savings account is excellent as a short-term savings plan, but the value of your money could be eroded by inflation over the long-term. When you invest in investment funds, your money works for you and grows over time.
Every investment has a degree of risk. The higher the risk, generally the higher the rate of return on your money, and vice versa. The key to making the most of your money is investing it regularly and sensibly, and where it will work hardest for you, at the level of risk you feel comfortable with.
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