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Compare the investment funds

We offer a choice of 7 diverse funds. You can choose to invest in a single fund or a mix of funds:

Investment fund Indicative risk level Investment time frame Management costs* Transaction cost
(buy/sell)**
Fund category
Secure Low + 1 year 1.04%pa 0.09%/0.10% Diversified
Income Plus Moderate + 3 years 1.37%pa 0.15%/0.15% Diversified
Growth Moderate-High + 4 years 1.57%pa 0.17%/0.17% Diversified
High Growth High + 6 years 1.66%pa 0.19%/0.19% Diversified
Australian Share High + 6 years 1.56%pa 0.15%/0.15% Sector-specialist
International Share High + 6 years 1.57%pa 0.25%/0.25% Sector-specialist
Property High + 4 years 1.48%pa 0.15%/0.15% Sector-specialist

 

The funds are divided into two categories:

Diversified funds: By spreading their investments across a range of asset classes, these funds can reduce the risk of poor returns, because if one asset class such as ‘property’ performs poorly, this may be off set by a strong performance in another asset class such as ‘shares’.

Sector-specialist funds: Sector-specialist funds mainly invest in a single asset class (such as ‘shares’), with a small amount retained in cash for liquidity purposes. They are designed for investors who are seeking targeted exposure to a specific asset class.

* Applies to members with an account balance of $50,000 or below. More about our management costs
** The above Transaction costs are current as at 7 December 2011.