print page  Compare the investment funds
We offer a choice of 7 diverse funds. You can choose to invest in a single fund or a mix of funds:
| Investment fund |
Indicative risk level |
Investment time frame |
Management costs* |
Transaction cost (buy/sell)** |
Fund category |
| Secure |
Low |
+ 1 year |
1.04%pa |
0.09%/0.10% |
Diversified |
| Income Plus |
Moderate |
+ 3 years |
1.37%pa |
0.15%/0.15% |
Diversified |
| Growth |
Moderate-High |
+ 4 years |
1.57%pa |
0.17%/0.17% |
Diversified |
| High Growth |
High |
+ 6 years |
1.66%pa |
0.19%/0.19% |
Diversified |
| Australian Share |
High |
+ 6 years |
1.56%pa |
0.15%/0.15% |
Sector-specialist |
| International Share |
High |
+ 6 years |
1.57%pa |
0.25%/0.25% |
Sector-specialist |
| Property |
High |
+ 4 years |
1.48%pa |
0.15%/0.15% |
Sector-specialist |
The funds are divided into two categories:
Diversified funds: By spreading their investments across a range of asset classes, these funds can reduce the risk of poor returns, because if one asset class such as ‘property’ performs poorly, this may be off set by a strong performance in another asset class such as ‘shares’.
Sector-specialist funds: Sector-specialist funds mainly invest in a single asset class (such as ‘shares’), with a small amount retained in cash for liquidity purposes. They are designed for investors who are seeking targeted exposure to a specific asset class.
* Applies to members with an account balance of $50,000 or below. More about our management costs
** The above Transaction costs are current as at 7 December 2011. |